No sign-up. No card details.
No sign-up. No card details.
No sign-up. No card details.
No sign-up. No card details.
Your trip estimate
Your Spain trip.
What you can refuse to pay in Spain.
Real money, shown as amounts
Your own bank's foreign fees
A no-foreign-fee card takes the card percentage to $0; the ATM operator's own flat fee is separate and still applies.
Most US cards add a percentage on what you buy and on the cash you pull, plus a few dollars per ATM withdrawal. Nothing about that is a cost of the trip; it is a cost of the card you happened to bring.
Paying in dollars at the terminal$0 to $0
Choose EUR every time, at a till and at an ATM.
Dynamic currency conversion lets the machine set its own rate on top of any fee, and it runs about 3 to 8 percent on whatever you put on the card. It is the single easiest charge on this page to refuse, and it costs nothing to say no.
Prepare aheadGet ready before you go.
Traveling with a pet
You can't just fly a pet in and out. Most countries need a microchip, a current rabies shot and a health certificate, and bringing your pet back into the US has its own rules. Start the vet paperwork weeks ahead: miss it and your pet can be refused at the border.
We haven't finished checking pet entry requirements for Spain, and we won't guess. We only tell you a country's specifics when we are 100 percent sure and current. Still working on this one. Want us to tell you the moment it's done?
Sales tax on what you buy
A health condition while traveling
Your US health plan likely won't cover you abroad, and a condition that needs attention needs a plan: carry enough medication, know it may have a different name in Spain, and confirm your travel insurance covers a pre-existing condition, since many don't by default.
Your hotel price, mapped
Already inside the rate you paid
You booked through a site, so its cut is buried in the rate, invisible on your bill. Booking the same room direct can bring that out, worth a two-minute check, not a rule that always wins.
Still landing on top
Resort fee, where charged: about $25 to $55 a night. Most hotels charge none. This is the typical range to check your own rate against, not a figure for your booking.
Parking, where charged: about $15 to $70 a night. Often free, often skippable. A range to check, not a cost we can read from your room rate.
A refundable deposit hold. Not a cost, but your card can feel it for a few days. Varies by property.
We put a dollar figure only where we can stand behind it: the tax, because it follows from what you paid. The rest we name as typical ranges, because they swing too much by property to state as yours. That is the honest line, not a limitation.
Your hotel price, mapped
Still landing on top
Resort fee, where charged: about $25 to $55 a night. Most hotels charge none. This is the typical range to check your own rate against, not a figure for your booking.
Parking, where charged: about $15 to $70 a night. Often free, often skippable. A range to check, not a cost we can read from your room rate.
A refundable deposit hold. Not a cost, but your card can feel it for a few days. Varies by property.
We put a dollar figure only where we can stand behind it: the tax, because it follows from what you paid. The rest we name as typical ranges, because they swing too much by property to state as yours. That is the honest line, not a limitation.
Airbnb and short-term rental fees
The nightly rate isn't the bill: a flat cleaning fee plus the platform's roughly 15 percent service fee stack on top, which hits short stays hardest, and tourist tax is sometimes collected in cash on arrival.
Open the full price breakdown and compare it against a hotel before you book. Short-term-rental rules also vary by city and change often, so check locally.
Your leaving date
Refuse to payDecline on the spot.
The airport or hotel exchange desk
Withdraw from a bank ATM instead, and never change cash at the airport.
Exchange counters make their money on the spread rather than on a stated fee, which is why we publish no percentage for it: it moves by counter, by hour and by note. The rule is what is reliable, not the number.
The sales tax you can claim back
Ask for the tax-free form at the till, keep the goods unused, and claim on the way out.
Spain refunds sales tax to visitors on qualifying shopping, with the rate and any minimum spend set out in this guide. Most travelers never claim it, and we put no dollar figure on it, because it depends on what you buy.
The padded restaurant bill and pre-filled tip line
Ask for the menu with prices before you order, wave away anything that arrives unasked, read the itemized bill, and cross out a tip line filled in for you.
Bread, olives or tapas that arrived unasked can appear on the bill, and a tip line is occasionally filled in already.
The standalone tourist-street ATM
Use a machine attached to a real bank rather than a standalone kiosk in a tourist street, station or airport.
Standalone ATMs in tourist areas charge a higher fee of their own and push the dollar-conversion offer hardest.
The "police" cash check
Decline politely and walk into a shop or busy street; real police officers do not need to inspect your cash or cards for counterfeits.
Someone in plain clothes claiming to be police asks to inspect your cash; genuine officers do not do this.
The unsolicited ATM "helper"
Cover your PIN and decline help you did not ask for at a machine; if a card is retained, call your bank rather than accepting a stranger's assistance.
Someone offers to guide you through the screens, or claims the machine is broken and points you to another one.
The street distraction plays (spill, hug, clipboard, shell game)
Treat any unexpected physical contact or clipboard as a cue to check your pockets, not to accept help.
A spill, a sudden hug, or a shell game on a busy promenade are all built to buy two seconds of confusion.
Your phone plan abroad
Rail pass or point-to-point tickets
For most trips in Spain, point-to-point tickets beat a rail pass. Do not buy a pass reflexively, price your actual route first.
Four operators compete on the fast corridors and a pass covers only the national one, so it removes the competition that made those fares cheap.
The rental counter insurance upsell
Decline the counter CDW only after you have checked what you already have; you can often buy the same cover for less, or already own it.
At the counter you will be pushed collision damage waiver (CDW/LDW) and 'excess reduction' add-ons, often around $15 to $40 a day, framed against a scary excess (the amount you owe if the car is damaged: roughly up to $2,500 in the US, about 950 to 1,500 euros or pounds in Europe, more in Australia). Before you accept, three things are usually true. First, your credit card may already include rental CDW, but you must check your card's own current benefit guide: coverage differs by card, is often secondary, has duration limits, and excludes some countries (Italy, Ireland, Australia, Israel and Jamaica are common exclusions), so confirm YOUR card for YOUR destination rather than assuming. Second, if you are not covered, a standalone excess policy (bought from an independent insurer, not the counter) is usually far cheaper, often under $8 a day versus the counter's $15 to $40. Third, personal accident and personal effects add-ons usually duplicate health and home insurance you already have. The one cover a card's CDW does NOT include is third-party liability, so if your rental does not include enough of that, it is the one worth genuinely considering.
Each line stands alone. We never add these into one total, because money you were never going to spend is not a saving. Your whole trip runs about $0 to $0. See the full breakdown
Not priced: Travel insurance.
Where the money goes
Open only the detail you need.
Getting thereNot included
The round-trip airfare you gave in step 5, if any. Paid in dollars at booking, so it carries no foreign-transaction fee.
Watch out for
Bags, seats, and change fees are the avoidable part, not the fare.
The fare already covers the mandatory part. Bags, seats, and the right to change your mind are optional, and every airline strips a different amount out to get there. What your fare doesn’t include
Paying in dollars does not dodge your card’s foreign fee.
The fee attaches to a foreign merchant, not to whatever currency shows on the receipt, so billing in dollars does not exempt the charge. Why dollars don’t dodge it
There is no magic day or trick that reliably drops the fare.
The studies disagree with each other on the best day and the best advance window, and that disagreement is itself the finding: no single number is worth planning a purchase around. What actually makes a flight cheaper
Prepare ahead
If the airline cancels, you are owed cash, not a voucher.
US rules already owe you an automatic refund to your original payment method if you decline the rebooking, voucher, or credit the airline offers instead. What your airline owes you
These carry no dollar figure by design: each is named because it is real, and there is nothing honest to price here.
Accommodation$0
Room price for the stay. Separately modeled taxes appear in the tax section, not twice.
Daily spending$0
Food, local transport, activities and tips, for your travel style, party size and trip length.
Taxes & payment fees$0
Tourist tax, card purchase fee and ATM fee, added together for this row only; each is its own line below and none of them are added into any other group.
On the room and the card-paid half of daily spend.
A flat per-withdrawal charge. This is separate from the card purchase fee above and always applies, regardless of your step 7 answer.
Three kinds of information. Your figures, our estimates and sourced rules are labeled separately. Whether a cost is in the total is a different label.
Modeling assumptions
- People and rooms are counted separately. This estimate does not assume a specific number of rooms for your party.
- Every priced night of the stay is treated the same; there is no separate arrival- or departure-day adjustment.
- Changing your travel style will not replace a flight or room price you have already entered; only typing a new figure does.
- This estimate uses one room throughout the stay. If your own booking has more than one room, check the count and enter the combined nightly price on the accommodation step.
Your trip estimate
Your answers are still here.
The estimate is unavailable.
We could not read a complete result. No partial or zero total is shown. Your answers have been preserved.
Optional. Enter your round trip fare per traveler to fold flights into the total.
Total trip realistically somewhere between $0 and $0.
Getting thereflights, and what the border costs
Watch out for
Prepare ahead
These carry no dollar figure by design: each is named because it is real, and there is nothing honest to price here.
Departure tax is not a separate line here. Where a country charges one it is collected inside your airfare, so it is already in the flight figure, and adding it again would count it twice.
On the ground detailyour room, your days, and how much of it is cash
Whether at an ATM or a card terminal in a shop or restaurant, always choose to be charged in the local currency, not dollars. Paying in dollars (called dynamic currency conversion) lets the machine set its own, worse, exchange rate on top of any fee.
Fees nobody quotes youthe part that lands on the statement weeks later
What you'll pay
What you can refuse, and what the lookalike sites charge, is set out under Costs nobody tells you about below, with the two figures kept apart from these ones.
The fees, one by one
9 fees you can refuse to pay on this trip. Tap to see each one and how.
Every one of them, and how to avoid it9 items
Two of these are money you hand over by default; the rest is money you keep by knowing. Each is its own line.
Quantified, with a real range
- Your own bank's foreign feeswhat the fees above come toMost US cards add a percentage on what you buy and on the cash you pull, plus a few dollars per ATM withdrawal. Nothing about that is a cost of the trip; it is a cost of the card you happened to bring.A no-foreign-fee card takes both fee lines above to zero.The cards that do not charge it
- Paying in dollars at the terminalabout 3 to 8%on what you cardDynamic currency conversion lets the machine set its own rate on top of any fee, and it runs about 3 to 8 percent on whatever you put on the card. It is the single easiest charge on this page to refuse, and it costs nothing to say no.Choose EUR every time, at a till and at an ATM.How to decline it
Always worth doing, no fixed price
- The airport or hotel exchange deskExchange counters make their money on the spread rather than on a stated fee, which is why we publish no percentage for it: it moves by counter, by hour and by note. The rule is what is reliable, not the number.Withdraw from a bank ATM instead, and never change cash at the airport.Getting cash here
- The sales tax you can claim backSpain refunds sales tax to visitors on qualifying shopping, with the rate and any minimum spend set out in this guide. Most travelers never claim it, and we put no dollar figure on it, because it depends on what you buy.Ask for the tax-free form at the till, keep the goods unused, and claim on the way out.The rate and the minimum spend
- The padded restaurant bill and pre-filled tip lineBread, olives or tapas that arrived unasked can appear on the bill, and a tip line is occasionally filled in already.Ask for the menu with prices before you order, wave away anything that arrives unasked, read the itemized bill, and cross out a tip line filled in for you.The full scam guide
- The standalone tourist-street ATMStandalone ATMs in tourist areas charge a higher fee of their own and push the dollar-conversion offer hardest.Use a machine attached to a real bank rather than a standalone kiosk in a tourist street, station or airport.The full scam guide
- The "police" cash checkSomeone in plain clothes claiming to be police asks to inspect your cash; genuine officers do not do this.Decline politely and walk into a shop or busy street; real police officers do not need to inspect your cash or cards for counterfeits.The full scam guide
- The unsolicited ATM "helper"Someone offers to guide you through the screens, or claims the machine is broken and points you to another one.Cover your PIN and decline help you did not ask for at a machine; if a card is retained, call your bank rather than accepting a stranger's assistance.The full scam guide
- The street distraction plays (spill, hug, clipboard, shell game)A spill, a sudden hug, or a shell game on a busy promenade are all built to buy two seconds of confusion.Treat any unexpected physical contact or clipboard as a cue to check your pockets, not to accept help.The full scam guide
Where these numbers come fromevery assumption, and its limitssources
These are the assumptions behind the number. Change the room price, nights, travelers, or travel style above, and every line here moves with them.
- Hotel
- Daily spending
- Flights
- Cash vs card
- ATM withdrawals
- Foreign fee
- The range
- Tourist tax
Rough guide, not a quote. The percentage here is a blended stand-in for a typical US card's foreign fee, not your exact rate. The real number moves with the card you carry: one no-foreign-fee card can cover both sides, while a plain rewards credit card only removes the fee on what you buy, and cash still costs a little unless that card also waives ATM and foreign-cash fees. A debit card, or accepting the "pay in dollars" (dynamic currency conversion) offer at a till or ATM, can push it higher. Rates checked Jun 2026 and rounded.
How we check and date every figure